Joint market power in banking

We propose an oligopsony-oligopoly model to study bank behavior under uncertainty in developing countries and derive a pricing structure that acknowledges joint market power in both the deposit and loan markets. The model identifies two main components to pricing: rent extraction and input costs. We...

Full description

Saved in:
Bibliographic Details
Main Author: Marrouch, Walid (author)
Other Authors: Turk-Ariss, Rima (author)
Format: article
Published: 2014
Online Access:http://hdl.handle.net/10725/3868
http://dx.doi.org/10.1016/j.intfin.2014.03.013
http://libraries.lau.edu.lb/research/laur/terms-of-use/articles.php
http://www.sciencedirect.com/science/article/pii/S1042443114000390
Tags: Add Tag
No Tags, Be the first to tag this record!
_version_ 1864513462458122240
author Marrouch, Walid
author2 Turk-Ariss, Rima
author2_role author
author_facet Marrouch, Walid
Turk-Ariss, Rima
author_role author
dc.creator.none.fl_str_mv Marrouch, Walid
Turk-Ariss, Rima
dc.date.none.fl_str_mv 2014
2016-05-20T12:28:06Z
2016-05-20T12:28:06Z
2016-05-20
dc.identifier.none.fl_str_mv 1042-4431
http://hdl.handle.net/10725/3868
http://dx.doi.org/10.1016/j.intfin.2014.03.013
Marrouch, W., & Turk-Ariss, R. (2014). Joint market power in banking: Evidence from developing countries. Journal of International Financial Markets, Institutions and Money, 31, 253-267.
http://libraries.lau.edu.lb/research/laur/terms-of-use/articles.php
http://www.sciencedirect.com/science/article/pii/S1042443114000390
dc.language.none.fl_str_mv en
dc.relation.none.fl_str_mv Journal of International Financial Markets, Institutions and Money
dc.rights.*.fl_str_mv info:eu-repo/semantics/openAccess
dc.title.none.fl_str_mv Joint market power in banking
Evidence from developing countries
dc.type.none.fl_str_mv Article
info:eu-repo/semantics/publishedVersion
info:eu-repo/semantics/article
description We propose an oligopsony-oligopoly model to study bank behavior under uncertainty in developing countries and derive a pricing structure that acknowledges joint market power in both the deposit and loan markets. The model identifies two main components to pricing: rent extraction and input costs. We measure the ability of the banking industry to extract rents from the exercise of joint market power using a sample of 103 developing countries. We find that market power rents are economically significant. Also, the role played by the rent extraction share in loan pricing dominates the share of input costs on average.
eu_rights_str_mv openAccess
format article
id LAURepo_481aea6a65602a3d0c703e76dcb4489a
identifier_str_mv 1042-4431
Marrouch, W., & Turk-Ariss, R. (2014). Joint market power in banking: Evidence from developing countries. Journal of International Financial Markets, Institutions and Money, 31, 253-267.
language_invalid_str_mv en
network_acronym_str LAURepo
network_name_str Lebanese American University repository
oai_identifier_str oai:laur.lau.edu.lb:10725/3868
publishDate 2014
repository.mail.fl_str_mv
repository.name.fl_str_mv
repository_id_str
spelling Joint market power in bankingEvidence from developing countriesMarrouch, WalidTurk-Ariss, RimaWe propose an oligopsony-oligopoly model to study bank behavior under uncertainty in developing countries and derive a pricing structure that acknowledges joint market power in both the deposit and loan markets. The model identifies two main components to pricing: rent extraction and input costs. We measure the ability of the banking industry to extract rents from the exercise of joint market power using a sample of 103 developing countries. We find that market power rents are economically significant. Also, the role played by the rent extraction share in loan pricing dominates the share of input costs on average.PublishedN/A2016-05-20T12:28:06Z2016-05-20T12:28:06Z20142016-05-20Articleinfo:eu-repo/semantics/publishedVersioninfo:eu-repo/semantics/article1042-4431http://hdl.handle.net/10725/3868http://dx.doi.org/10.1016/j.intfin.2014.03.013Marrouch, W., & Turk-Ariss, R. (2014). Joint market power in banking: Evidence from developing countries. Journal of International Financial Markets, Institutions and Money, 31, 253-267.http://libraries.lau.edu.lb/research/laur/terms-of-use/articles.phphttp://www.sciencedirect.com/science/article/pii/S1042443114000390enJournal of International Financial Markets, Institutions and Moneyinfo:eu-repo/semantics/openAccessoai:laur.lau.edu.lb:10725/38682021-03-19T09:10:07Z
spellingShingle Joint market power in banking
Marrouch, Walid
status_str publishedVersion
title Joint market power in banking
title_full Joint market power in banking
title_fullStr Joint market power in banking
title_full_unstemmed Joint market power in banking
title_short Joint market power in banking
title_sort Joint market power in banking
url http://hdl.handle.net/10725/3868
http://dx.doi.org/10.1016/j.intfin.2014.03.013
http://libraries.lau.edu.lb/research/laur/terms-of-use/articles.php
http://www.sciencedirect.com/science/article/pii/S1042443114000390