The effect of capitalization on the competition-stability Nexus: Evidence from dual banking systems

<p>The purpose of this paper is investigate how bank capitalization affects the relationship between competition and bank stability in dual banking systems. Using bank-level and country-level data from 17 countries over the period 2000–2019, the evidence shows a U-shaped relationship between c...

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Main Author: Indria Ernaningsih (17871056) (author)
Other Authors: Houcem Smaoui (17871059) (author), Akram Temimi (17871062) (author)
Published: 2023
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author Indria Ernaningsih (17871056)
author2 Houcem Smaoui (17871059)
Akram Temimi (17871062)
author2_role author
author
author_facet Indria Ernaningsih (17871056)
Houcem Smaoui (17871059)
Akram Temimi (17871062)
author_role author
dc.creator.none.fl_str_mv Indria Ernaningsih (17871056)
Houcem Smaoui (17871059)
Akram Temimi (17871062)
dc.date.none.fl_str_mv 2023-12-01T00:00:00Z
dc.identifier.none.fl_str_mv 10.1016/j.pacfin.2023.102152
dc.relation.none.fl_str_mv https://figshare.com/articles/journal_contribution/The_effect_of_capitalization_on_the_competition-stability_Nexus_Evidence_from_dual_banking_systems/25108472
dc.rights.none.fl_str_mv CC BY 4.0
info:eu-repo/semantics/openAccess
dc.subject.none.fl_str_mv Commerce, management, tourism and services
Banking, finance and investment
Economics
Econometrics
Bank competition
Bank capitalization
Bank stability
Islamic banking
dc.title.none.fl_str_mv The effect of capitalization on the competition-stability Nexus: Evidence from dual banking systems
dc.type.none.fl_str_mv Text
Journal contribution
info:eu-repo/semantics/publishedVersion
text
contribution to journal
description <p>The purpose of this paper is investigate how bank capitalization affects the relationship between competition and bank stability in dual banking systems. Using bank-level and country-level data from 17 countries over the period 2000–2019, the evidence shows a U-shaped relationship between competition and bank stability highlighting the dual importance of the franchise value and the risk-shifting paradigms in dual banking systems. The comparative analysis between conventional banks (CBs, hereafter) and Islamic banks (IBs, hereafter) reveals that, compared to CBs, competition is more detrimental to the stability of IBs. Importantly, our analysis reveals that higher bank capitalization moderates the negative effect of competition on bank stability and that the magnitude of the effect is similar between CBs and IBs.</p><h2>Other Information</h2> <p> Published in: Pacific-Basin Finance Journal<br> License: <a href="http://creativecommons.org/licenses/by/4.0/" target="_blank">http://creativecommons.org/licenses/by/4.0/</a><br>See article on publisher's website: <a href="https://dx.doi.org/10.1016/j.pacfin.2023.102152" target="_blank">https://dx.doi.org/10.1016/j.pacfin.2023.102152</a></p>
eu_rights_str_mv openAccess
id Manara2_1496889b6a9e7a34b57a3520b56fb1d5
identifier_str_mv 10.1016/j.pacfin.2023.102152
network_acronym_str Manara2
network_name_str Manara2
oai_identifier_str oai:figshare.com:article/25108472
publishDate 2023
repository.mail.fl_str_mv
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rights_invalid_str_mv CC BY 4.0
spelling The effect of capitalization on the competition-stability Nexus: Evidence from dual banking systemsIndria Ernaningsih (17871056)Houcem Smaoui (17871059)Akram Temimi (17871062)Commerce, management, tourism and servicesBanking, finance and investmentEconomicsEconometricsBank competitionBank capitalizationBank stabilityIslamic banking<p>The purpose of this paper is investigate how bank capitalization affects the relationship between competition and bank stability in dual banking systems. Using bank-level and country-level data from 17 countries over the period 2000–2019, the evidence shows a U-shaped relationship between competition and bank stability highlighting the dual importance of the franchise value and the risk-shifting paradigms in dual banking systems. The comparative analysis between conventional banks (CBs, hereafter) and Islamic banks (IBs, hereafter) reveals that, compared to CBs, competition is more detrimental to the stability of IBs. Importantly, our analysis reveals that higher bank capitalization moderates the negative effect of competition on bank stability and that the magnitude of the effect is similar between CBs and IBs.</p><h2>Other Information</h2> <p> Published in: Pacific-Basin Finance Journal<br> License: <a href="http://creativecommons.org/licenses/by/4.0/" target="_blank">http://creativecommons.org/licenses/by/4.0/</a><br>See article on publisher's website: <a href="https://dx.doi.org/10.1016/j.pacfin.2023.102152" target="_blank">https://dx.doi.org/10.1016/j.pacfin.2023.102152</a></p>2023-12-01T00:00:00ZTextJournal contributioninfo:eu-repo/semantics/publishedVersiontextcontribution to journal10.1016/j.pacfin.2023.102152https://figshare.com/articles/journal_contribution/The_effect_of_capitalization_on_the_competition-stability_Nexus_Evidence_from_dual_banking_systems/25108472CC BY 4.0info:eu-repo/semantics/openAccessoai:figshare.com:article/251084722023-12-01T00:00:00Z
spellingShingle The effect of capitalization on the competition-stability Nexus: Evidence from dual banking systems
Indria Ernaningsih (17871056)
Commerce, management, tourism and services
Banking, finance and investment
Economics
Econometrics
Bank competition
Bank capitalization
Bank stability
Islamic banking
status_str publishedVersion
title The effect of capitalization on the competition-stability Nexus: Evidence from dual banking systems
title_full The effect of capitalization on the competition-stability Nexus: Evidence from dual banking systems
title_fullStr The effect of capitalization on the competition-stability Nexus: Evidence from dual banking systems
title_full_unstemmed The effect of capitalization on the competition-stability Nexus: Evidence from dual banking systems
title_short The effect of capitalization on the competition-stability Nexus: Evidence from dual banking systems
title_sort The effect of capitalization on the competition-stability Nexus: Evidence from dual banking systems
topic Commerce, management, tourism and services
Banking, finance and investment
Economics
Econometrics
Bank competition
Bank capitalization
Bank stability
Islamic banking