Favoring the small and the plenty: Islamic banking for MSMEs
<p>While MSMEs form the backbone of many countries, most of them suffer from limited access to finance. We extend the literature by examining whether Islamic banks, compared to their conventional peers, favor more the MSMEs credit market segment in Turkey. We do this by considering various asp...
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2023
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| _version_ | 1864513508060692480 |
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| author | Mustafa Disli (17307716) |
| author2 | Ahmet F. Aysan (17191270) Omneya Abdelsalam (19325635) |
| author2_role | author author |
| author_facet | Mustafa Disli (17307716) Ahmet F. Aysan (17191270) Omneya Abdelsalam (19325635) |
| author_role | author |
| dc.creator.none.fl_str_mv | Mustafa Disli (17307716) Ahmet F. Aysan (17191270) Omneya Abdelsalam (19325635) |
| dc.date.none.fl_str_mv | 2023-04-03T06:00:00Z |
| dc.identifier.none.fl_str_mv | 10.1016/j.ecosys.2022.101051 |
| dc.relation.none.fl_str_mv | https://figshare.com/articles/journal_contribution/Favoring_the_small_and_the_plenty_Islamic_banking_for_MSMEs/26661622 |
| dc.rights.none.fl_str_mv | CC BY 4.0 info:eu-repo/semantics/openAccess |
| dc.subject.none.fl_str_mv | Economics Applied economics Philosophy and religious studies Religious studies Small business lending Islamic banking |
| dc.title.none.fl_str_mv | Favoring the small and the plenty: Islamic banking for MSMEs |
| dc.type.none.fl_str_mv | Text Journal contribution info:eu-repo/semantics/publishedVersion text contribution to journal |
| description | <p>While MSMEs form the backbone of many countries, most of them suffer from limited access to finance. We extend the literature by examining whether Islamic banks, compared to their conventional peers, favor more the MSMEs credit market segment in Turkey. We do this by considering various aspects of the lending behavior towards MSMEs (total lending, foreign currency lending, loan commitments, loan quality, and revenues) across different MSMEs size categories (micro, small and medium-sized firms). Our results show that once we control for bank-specific characteristics, we find that Islamic banks are more engaged with MSME financing and generate more revenues from servicing MSMEs. Concerning the quality of the MSME lending portfolio, no distinguishable patterns were observed between Islamic and conventional banks.</p><h2>Other Information</h2> <p> Published in: Economic Systems<br> License: <a href="http://creativecommons.org/licenses/by/4.0/" target="_blank">http://creativecommons.org/licenses/by/4.0/</a><br>See article on publisher's website: <a href="https://dx.doi.org/10.1016/j.ecosys.2022.101051" target="_blank">https://dx.doi.org/10.1016/j.ecosys.2022.101051</a></p> |
| eu_rights_str_mv | openAccess |
| id | Manara2_4208e8fd7902b838cde1fee53faac5aa |
| identifier_str_mv | 10.1016/j.ecosys.2022.101051 |
| network_acronym_str | Manara2 |
| network_name_str | Manara2 |
| oai_identifier_str | oai:figshare.com:article/26661622 |
| publishDate | 2023 |
| repository.mail.fl_str_mv | |
| repository.name.fl_str_mv | |
| repository_id_str | |
| rights_invalid_str_mv | CC BY 4.0 |
| spelling | Favoring the small and the plenty: Islamic banking for MSMEsMustafa Disli (17307716)Ahmet F. Aysan (17191270)Omneya Abdelsalam (19325635)EconomicsApplied economicsPhilosophy and religious studiesReligious studiesSmall business lendingIslamic banking<p>While MSMEs form the backbone of many countries, most of them suffer from limited access to finance. We extend the literature by examining whether Islamic banks, compared to their conventional peers, favor more the MSMEs credit market segment in Turkey. We do this by considering various aspects of the lending behavior towards MSMEs (total lending, foreign currency lending, loan commitments, loan quality, and revenues) across different MSMEs size categories (micro, small and medium-sized firms). Our results show that once we control for bank-specific characteristics, we find that Islamic banks are more engaged with MSME financing and generate more revenues from servicing MSMEs. Concerning the quality of the MSME lending portfolio, no distinguishable patterns were observed between Islamic and conventional banks.</p><h2>Other Information</h2> <p> Published in: Economic Systems<br> License: <a href="http://creativecommons.org/licenses/by/4.0/" target="_blank">http://creativecommons.org/licenses/by/4.0/</a><br>See article on publisher's website: <a href="https://dx.doi.org/10.1016/j.ecosys.2022.101051" target="_blank">https://dx.doi.org/10.1016/j.ecosys.2022.101051</a></p>2023-04-03T06:00:00ZTextJournal contributioninfo:eu-repo/semantics/publishedVersiontextcontribution to journal10.1016/j.ecosys.2022.101051https://figshare.com/articles/journal_contribution/Favoring_the_small_and_the_plenty_Islamic_banking_for_MSMEs/26661622CC BY 4.0info:eu-repo/semantics/openAccessoai:figshare.com:article/266616222023-04-03T06:00:00Z |
| spellingShingle | Favoring the small and the plenty: Islamic banking for MSMEs Mustafa Disli (17307716) Economics Applied economics Philosophy and religious studies Religious studies Small business lending Islamic banking |
| status_str | publishedVersion |
| title | Favoring the small and the plenty: Islamic banking for MSMEs |
| title_full | Favoring the small and the plenty: Islamic banking for MSMEs |
| title_fullStr | Favoring the small and the plenty: Islamic banking for MSMEs |
| title_full_unstemmed | Favoring the small and the plenty: Islamic banking for MSMEs |
| title_short | Favoring the small and the plenty: Islamic banking for MSMEs |
| title_sort | Favoring the small and the plenty: Islamic banking for MSMEs |
| topic | Economics Applied economics Philosophy and religious studies Religious studies Small business lending Islamic banking |