Insurance and economic growth nexus: New Evidence from OECD countries

<p dir="ltr">This study tackles the debate on the relationship between insurance development and economic growth by providing new evidence on the insurance sector. Most of the existing empirical studies focus primarily on the banking sector. This article applies linear dynamic panel-...

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Main Author: Issa Dawd (17944982) (author)
Other Authors: Noureddine Benlagha (17269114) (author)
Published: 2023
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author Issa Dawd (17944982)
author2 Noureddine Benlagha (17269114)
author2_role author
author_facet Issa Dawd (17944982)
Noureddine Benlagha (17269114)
author_role author
dc.creator.none.fl_str_mv Issa Dawd (17944982)
Noureddine Benlagha (17269114)
dc.date.none.fl_str_mv 2023-02-27T03:00:00Z
dc.identifier.none.fl_str_mv 10.1080/23322039.2023.2183660
dc.relation.none.fl_str_mv https://figshare.com/articles/journal_contribution/Insurance_and_economic_growth_nexus_New_Evidence_from_OECD_countries/25202039
dc.rights.none.fl_str_mv CC BY 4.0
info:eu-repo/semantics/openAccess
dc.subject.none.fl_str_mv Commerce, management, tourism and services
Banking, finance and investment
Economics
Econometrics
insurance development
economic growth
dynamic panel modeling
nonlinearities
OECD countries
dc.title.none.fl_str_mv Insurance and economic growth nexus: New Evidence from OECD countries
dc.type.none.fl_str_mv Text
Journal contribution
info:eu-repo/semantics/publishedVersion
text
contribution to journal
description <p dir="ltr">This study tackles the debate on the relationship between insurance development and economic growth by providing new evidence on the insurance sector. Most of the existing empirical studies focus primarily on the banking sector. This article applies linear dynamic panel-data approaches to examine the nexus between insurance (life insurance, non-life insurance, and the total insurance) and economic growth in 16 OECD countries from 2009 to 2020. We show that insurance development is associated with economic growth. The relationship between life and non-life insurance premiums and economic growth is non-linear. Based on the analysis of the data, an inverted U-shaped relationship is observed between insurance premiums and economic growth, thereby supporting the hypothesis reported in the literature on the non-linear relationship between financial development and economic growth. This implies that more finance may only be better up to a point, after which it tends to harm growth. Thus, our results confirm that the relationship between the insurance sector and economic growth appears to behave like the association between the financial industry and GDP. These findings offer several useful empirical implications for insurance companies and certain perspectives that would help policymakers, governments in OECD and other regions identify important aspects that can be considered while formulating financial regulations related to insurance activities.</p><h2>Other Information</h2><p dir="ltr">Published in: Cogent Economics & Finance<br>License: <a href="http://creativecommons.org/licenses/by/4.0/" target="_blank">http://creativecommons.org/licenses/by/4.0/</a><br>See article on publisher's website: <a href="https://dx.doi.org/10.1080/23322039.2023.2183660" target="_blank">https://dx.doi.org/10.1080/23322039.2023.2183660</a></p>
eu_rights_str_mv openAccess
id Manara2_8511d3459d1ccf6f73f20b289b08b07b
identifier_str_mv 10.1080/23322039.2023.2183660
network_acronym_str Manara2
network_name_str Manara2
oai_identifier_str oai:figshare.com:article/25202039
publishDate 2023
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rights_invalid_str_mv CC BY 4.0
spelling Insurance and economic growth nexus: New Evidence from OECD countriesIssa Dawd (17944982)Noureddine Benlagha (17269114)Commerce, management, tourism and servicesBanking, finance and investmentEconomicsEconometricsinsurance developmenteconomic growthdynamic panel modelingnonlinearitiesOECD countries<p dir="ltr">This study tackles the debate on the relationship between insurance development and economic growth by providing new evidence on the insurance sector. Most of the existing empirical studies focus primarily on the banking sector. This article applies linear dynamic panel-data approaches to examine the nexus between insurance (life insurance, non-life insurance, and the total insurance) and economic growth in 16 OECD countries from 2009 to 2020. We show that insurance development is associated with economic growth. The relationship between life and non-life insurance premiums and economic growth is non-linear. Based on the analysis of the data, an inverted U-shaped relationship is observed between insurance premiums and economic growth, thereby supporting the hypothesis reported in the literature on the non-linear relationship between financial development and economic growth. This implies that more finance may only be better up to a point, after which it tends to harm growth. Thus, our results confirm that the relationship between the insurance sector and economic growth appears to behave like the association between the financial industry and GDP. These findings offer several useful empirical implications for insurance companies and certain perspectives that would help policymakers, governments in OECD and other regions identify important aspects that can be considered while formulating financial regulations related to insurance activities.</p><h2>Other Information</h2><p dir="ltr">Published in: Cogent Economics & Finance<br>License: <a href="http://creativecommons.org/licenses/by/4.0/" target="_blank">http://creativecommons.org/licenses/by/4.0/</a><br>See article on publisher's website: <a href="https://dx.doi.org/10.1080/23322039.2023.2183660" target="_blank">https://dx.doi.org/10.1080/23322039.2023.2183660</a></p>2023-02-27T03:00:00ZTextJournal contributioninfo:eu-repo/semantics/publishedVersiontextcontribution to journal10.1080/23322039.2023.2183660https://figshare.com/articles/journal_contribution/Insurance_and_economic_growth_nexus_New_Evidence_from_OECD_countries/25202039CC BY 4.0info:eu-repo/semantics/openAccessoai:figshare.com:article/252020392023-02-27T03:00:00Z
spellingShingle Insurance and economic growth nexus: New Evidence from OECD countries
Issa Dawd (17944982)
Commerce, management, tourism and services
Banking, finance and investment
Economics
Econometrics
insurance development
economic growth
dynamic panel modeling
nonlinearities
OECD countries
status_str publishedVersion
title Insurance and economic growth nexus: New Evidence from OECD countries
title_full Insurance and economic growth nexus: New Evidence from OECD countries
title_fullStr Insurance and economic growth nexus: New Evidence from OECD countries
title_full_unstemmed Insurance and economic growth nexus: New Evidence from OECD countries
title_short Insurance and economic growth nexus: New Evidence from OECD countries
title_sort Insurance and economic growth nexus: New Evidence from OECD countries
topic Commerce, management, tourism and services
Banking, finance and investment
Economics
Econometrics
insurance development
economic growth
dynamic panel modeling
nonlinearities
OECD countries