Rules and temptations: which came first?

<p dir="ltr">For received theories, (suboptimal) temptations arise first, and, consequently, people set up rules or institutions to control them. Hence, any deviation from institutions is suboptimal. However, these received theories face an anomaly, coined here the ‘Holiday License P...

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التفاصيل البيبلوغرافية
المؤلف الرئيسي: Elias L. Khalil (5946299) (author)
منشور في: 2026
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author Elias L. Khalil (5946299)
author_facet Elias L. Khalil (5946299)
author_role author
dc.creator.none.fl_str_mv Elias L. Khalil (5946299)
dc.date.none.fl_str_mv 2026-02-19T09:00:00Z
dc.identifier.none.fl_str_mv 10.1017/s1744137426100411
dc.relation.none.fl_str_mv https://figshare.com/articles/journal_contribution/Rules_and_temptations_which_came_first_/31420751
dc.rights.none.fl_str_mv CC BY 4.0
info:eu-repo/semantics/openAccess
dc.subject.none.fl_str_mv Economics
Applied economics
Psychology
Social and personality psychology
dual process theory
heuristics
holiday licences (cheat days)
present-bias preferences
principal-agent framework
puritan lifestyle
self-deception
temerity (overconfidence)
dc.title.none.fl_str_mv Rules and temptations: which came first?
dc.type.none.fl_str_mv Text
Journal contribution
info:eu-repo/semantics/publishedVersion
text
contribution to journal
description <p dir="ltr">For received theories, (suboptimal) temptations arise first, and, consequently, people set up rules or institutions to control them. Hence, any deviation from institutions is suboptimal. However, these received theories face an anomaly, coined here the ‘Holiday License Paradox’: Why would people who adopt optimal institutions turn around and designate ‘holidays’ (cheat days) that allow them to indulge in suboptimal consumption? To solve this paradox, this paper reverses the entry point: people first set up rules – whereas temptations are identifiable only with respect to those rules. This solution raises a new question: what is the origin of rules? People adopt rules to control ‘temerity’, i.e., overconfidence. This raises a further question: what is the origin of temerity? Temerity is a default heuristic expressing the optimal response in life-and-death decisions. Thus, temerity-as-heuristics is rather efficient on average. However, temerity can become excessive, and, at second approximation, people adopt rules to control temerity. Once we regard rules or institutions to come first, i.e., prior to temptations, it becomes possible to solve the Holiday License Paradox.</p><h2 dir="ltr">Other Information</h2><p dir="ltr">Published in: Journal of Institutional Economics<br>License: <a href="https://creativecommons.org/licenses/by/4.0/" target="_blank">https://creativecommons.org/licenses/by/4.0/</a><br>See article on publisher's website: <a href="https://dx.doi.org/10.1017/s1744137426100411" target="_blank">https://dx.doi.org/10.1017/s1744137426100411</a></p>
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spelling Rules and temptations: which came first?Elias L. Khalil (5946299)EconomicsApplied economicsPsychologySocial and personality psychologydual process theoryheuristicsholiday licences (cheat days)present-bias preferencesprincipal-agent frameworkpuritan lifestyleself-deceptiontemerity (overconfidence)<p dir="ltr">For received theories, (suboptimal) temptations arise first, and, consequently, people set up rules or institutions to control them. Hence, any deviation from institutions is suboptimal. However, these received theories face an anomaly, coined here the ‘Holiday License Paradox’: Why would people who adopt optimal institutions turn around and designate ‘holidays’ (cheat days) that allow them to indulge in suboptimal consumption? To solve this paradox, this paper reverses the entry point: people first set up rules – whereas temptations are identifiable only with respect to those rules. This solution raises a new question: what is the origin of rules? People adopt rules to control ‘temerity’, i.e., overconfidence. This raises a further question: what is the origin of temerity? Temerity is a default heuristic expressing the optimal response in life-and-death decisions. Thus, temerity-as-heuristics is rather efficient on average. However, temerity can become excessive, and, at second approximation, people adopt rules to control temerity. Once we regard rules or institutions to come first, i.e., prior to temptations, it becomes possible to solve the Holiday License Paradox.</p><h2 dir="ltr">Other Information</h2><p dir="ltr">Published in: Journal of Institutional Economics<br>License: <a href="https://creativecommons.org/licenses/by/4.0/" target="_blank">https://creativecommons.org/licenses/by/4.0/</a><br>See article on publisher's website: <a href="https://dx.doi.org/10.1017/s1744137426100411" target="_blank">https://dx.doi.org/10.1017/s1744137426100411</a></p>2026-02-19T09:00:00ZTextJournal contributioninfo:eu-repo/semantics/publishedVersiontextcontribution to journal10.1017/s1744137426100411https://figshare.com/articles/journal_contribution/Rules_and_temptations_which_came_first_/31420751CC BY 4.0info:eu-repo/semantics/openAccessoai:figshare.com:article/314207512026-02-19T09:00:00Z
spellingShingle Rules and temptations: which came first?
Elias L. Khalil (5946299)
Economics
Applied economics
Psychology
Social and personality psychology
dual process theory
heuristics
holiday licences (cheat days)
present-bias preferences
principal-agent framework
puritan lifestyle
self-deception
temerity (overconfidence)
status_str publishedVersion
title Rules and temptations: which came first?
title_full Rules and temptations: which came first?
title_fullStr Rules and temptations: which came first?
title_full_unstemmed Rules and temptations: which came first?
title_short Rules and temptations: which came first?
title_sort Rules and temptations: which came first?
topic Economics
Applied economics
Psychology
Social and personality psychology
dual process theory
heuristics
holiday licences (cheat days)
present-bias preferences
principal-agent framework
puritan lifestyle
self-deception
temerity (overconfidence)