Investment Accounts Practice in Oman’s Islamic Banks: A Comparative Study With AAOIFI’s Standards

Research Questions/Issue: What is the current practice of PSIAs in IBWs in Oman compared to AAOIFI’s standards? Purpose:The main purpose of this research is to reveal the PSIAs practice in Oman’s IBWs in comparison with AAOIFI’s standards, particularly concerning the sharia and disclosure issues. Re...

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Main Author: AL DUWAIKI, OTHMAN SAID HAMED (author)
Published: 2022
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Online Access:https://bspace.buid.ac.ae/handle/1234/2123
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author AL DUWAIKI, OTHMAN SAID HAMED
author_facet AL DUWAIKI, OTHMAN SAID HAMED
author_role author
dc.creator.none.fl_str_mv AL DUWAIKI, OTHMAN SAID HAMED
dc.date.none.fl_str_mv 2022-05
2023-01-03T12:09:28Z
2023-01-03T12:09:28Z
dc.format.none.fl_str_mv application/pdf
dc.identifier.none.fl_str_mv 21000437
https://bspace.buid.ac.ae/handle/1234/2123
dc.language.none.fl_str_mv en
dc.publisher.none.fl_str_mv The British University in Dubai (BUiD)
dc.subject.none.fl_str_mv AAOIFI’s standards
islamic banks
Profit Share Investment Accounts (PSIA)
Oman
GCC countries
dc.title.none.fl_str_mv Investment Accounts Practice in Oman’s Islamic Banks: A Comparative Study With AAOIFI’s Standards
dc.type.none.fl_str_mv Dissertation
description Research Questions/Issue: What is the current practice of PSIAs in IBWs in Oman compared to AAOIFI’s standards? Purpose:The main purpose of this research is to reveal the PSIAs practice in Oman’s IBWs in comparison with AAOIFI’s standards, particularly concerning the sharia and disclosure issues. Research Methodology: With the purpose of studying this research issue, the researcher gathered the relevant data of two full-fledged Islamic banks and five Islamic windows located in Oman, using their annual reports and published contract in the year 2021. Therefore, a combination of content and ratio analysis,and comparative approach were used to investigate the issue of research. Research Findings/Insights: The main findings found in this research generally that there were positive disclosure practices regarding the equity and assets distribution . However, there was a lack of information concerning the kind of contractual relationship that links between the different stakeholders involved in PSIAs.In addition, the practice of PSIAs was found to big extent compatible with AAOIFI’s standards. Theoretical/Academic Implications: the found results to some extent bridge the gap between the theory and practice in the issue of PSIAs, providing some suggestions to reduce this gap between the two sides. Keywords: IBWs in Oman,Profit Share Investment Accounts, AAOIFI’s Standards, Islamic banks, GCC countries
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network_acronym_str budr
network_name_str The British University in Dubai repository
oai_identifier_str oai:bspace.buid.ac.ae:1234/2123
publishDate 2022
publisher.none.fl_str_mv The British University in Dubai (BUiD)
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spelling Investment Accounts Practice in Oman’s Islamic Banks: A Comparative Study With AAOIFI’s StandardsAL DUWAIKI, OTHMAN SAID HAMEDAAOIFI’s standardsislamic banksProfit Share Investment Accounts (PSIA)OmanGCC countriesResearch Questions/Issue: What is the current practice of PSIAs in IBWs in Oman compared to AAOIFI’s standards? Purpose:The main purpose of this research is to reveal the PSIAs practice in Oman’s IBWs in comparison with AAOIFI’s standards, particularly concerning the sharia and disclosure issues. Research Methodology: With the purpose of studying this research issue, the researcher gathered the relevant data of two full-fledged Islamic banks and five Islamic windows located in Oman, using their annual reports and published contract in the year 2021. Therefore, a combination of content and ratio analysis,and comparative approach were used to investigate the issue of research. Research Findings/Insights: The main findings found in this research generally that there were positive disclosure practices regarding the equity and assets distribution . However, there was a lack of information concerning the kind of contractual relationship that links between the different stakeholders involved in PSIAs.In addition, the practice of PSIAs was found to big extent compatible with AAOIFI’s standards. Theoretical/Academic Implications: the found results to some extent bridge the gap between the theory and practice in the issue of PSIAs, providing some suggestions to reduce this gap between the two sides. Keywords: IBWs in Oman,Profit Share Investment Accounts, AAOIFI’s Standards, Islamic banks, GCC countriesThe British University in Dubai (BUiD)2023-01-03T12:09:28Z2023-01-03T12:09:28Z2022-05Dissertationapplication/pdf21000437https://bspace.buid.ac.ae/handle/1234/2123enoai:bspace.buid.ac.ae:1234/21232023-01-03T23:00:18Z
spellingShingle Investment Accounts Practice in Oman’s Islamic Banks: A Comparative Study With AAOIFI’s Standards
AL DUWAIKI, OTHMAN SAID HAMED
AAOIFI’s standards
islamic banks
Profit Share Investment Accounts (PSIA)
Oman
GCC countries
title Investment Accounts Practice in Oman’s Islamic Banks: A Comparative Study With AAOIFI’s Standards
title_full Investment Accounts Practice in Oman’s Islamic Banks: A Comparative Study With AAOIFI’s Standards
title_fullStr Investment Accounts Practice in Oman’s Islamic Banks: A Comparative Study With AAOIFI’s Standards
title_full_unstemmed Investment Accounts Practice in Oman’s Islamic Banks: A Comparative Study With AAOIFI’s Standards
title_short Investment Accounts Practice in Oman’s Islamic Banks: A Comparative Study With AAOIFI’s Standards
title_sort Investment Accounts Practice in Oman’s Islamic Banks: A Comparative Study With AAOIFI’s Standards
topic AAOIFI’s standards
islamic banks
Profit Share Investment Accounts (PSIA)
Oman
GCC countries
url https://bspace.buid.ac.ae/handle/1234/2123