Competition, regulation, and systemic risk in dual banking systems
This study investigates the impact of competition and banking regulation on the systemic risk of Islamic Banks (IBs) and Conventional Banks (CBs). Utilizing a random effects panel model with robust errors and an unbalanced panel data set encompassing 80 IBs and 204 CBs from 17 emerging market countr...
محفوظ في:
| المؤلف الرئيسي: | |
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| مؤلفون آخرون: | , |
| التنسيق: | article |
| منشور في: |
2024
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| الموضوعات: | |
| الوصول للمادة أونلاين: | http://dx.doi.org/10.1016/j.iref.2024.03.078 https://www.sciencedirect.com/science/article/pii/S1059056024002430 http://hdl.handle.net/10576/55061 |
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| _version_ | 1857415083852824576 |
|---|---|
| author | Ernaningsih, Indria |
| author2 | Smaoui, Houcem Ben Salah, Ines |
| author2_role | author author |
| author_facet | Ernaningsih, Indria Smaoui, Houcem Ben Salah, Ines |
| author_role | author |
| dc.creator.none.fl_str_mv | Ernaningsih, Indria Smaoui, Houcem Ben Salah, Ines |
| dc.date.none.fl_str_mv | 2024-05-16T09:15:12Z 2024-06-30 |
| dc.format.none.fl_str_mv | application/pdf |
| dc.identifier.none.fl_str_mv | http://dx.doi.org/10.1016/j.iref.2024.03.078 Ernaningsih, I., Smaoui, H., & Salah, I. B. (2024). Competition, regulation, and systemic risk in dual banking systems. International Review of Economics & Finance, 93, 1087-1103. 1059-0560 https://www.sciencedirect.com/science/article/pii/S1059056024002430 http://hdl.handle.net/10576/55061 1087-1103 93 1873-8036 |
| dc.language.none.fl_str_mv | en |
| dc.publisher.none.fl_str_mv | Elsevier Inc. |
| dc.rights.none.fl_str_mv | http://creativecommons.org/licenses/by/4.0/ info:eu-repo/semantics/openAccess |
| dc.subject.none.fl_str_mv | Bank competition Systemic risk Islamic banking Bank regulation |
| dc.title.none.fl_str_mv | Competition, regulation, and systemic risk in dual banking systems |
| dc.type.none.fl_str_mv | Article info:eu-repo/semantics/publishedVersion info:eu-repo/semantics/article |
| description | This study investigates the impact of competition and banking regulation on the systemic risk of Islamic Banks (IBs) and Conventional Banks (CBs). Utilizing a random effects panel model with robust errors and an unbalanced panel data set encompassing 80 IBs and 204 CBs from 17 emerging market countries spanning 2000 to 2019, we show that the lack of competition increases systemic risk exposure, which may stem from the interconnection channels and the individual bank risk contributions. Interestingly, this effect is not significantly different between IBs and CBs. Our results also reveal a non-linear relationship between competition and systemic risk. Specifically, greater competition leads to increased systemic stability, but beyond a certain threshold, higher competition exacerbates banks' systemic risk. Additionally, we find that larger banks are more vulnerable to systemic risk, and the lack of competition worsens this vulnerability. We also show that banks with greater market power after the GFC are more exposed to systemic risk. |
| eu_rights_str_mv | openAccess |
| format | article |
| id | qu_f07dbdff4a2f86daa14bc0285823b569 |
| identifier_str_mv | Ernaningsih, I., Smaoui, H., & Salah, I. B. (2024). Competition, regulation, and systemic risk in dual banking systems. International Review of Economics & Finance, 93, 1087-1103. 1059-0560 1087-1103 93 1873-8036 |
| language_invalid_str_mv | en |
| network_acronym_str | qu |
| network_name_str | Qatar University repository |
| oai_identifier_str | oai:qspace.qu.edu.qa:10576/55061 |
| publishDate | 2024 |
| publisher.none.fl_str_mv | Elsevier Inc. |
| repository.mail.fl_str_mv | |
| repository.name.fl_str_mv | |
| repository_id_str | |
| rights_invalid_str_mv | http://creativecommons.org/licenses/by/4.0/ |
| spelling | Competition, regulation, and systemic risk in dual banking systemsErnaningsih, IndriaSmaoui, HoucemBen Salah, InesBank competitionSystemic riskIslamic bankingBank regulationThis study investigates the impact of competition and banking regulation on the systemic risk of Islamic Banks (IBs) and Conventional Banks (CBs). Utilizing a random effects panel model with robust errors and an unbalanced panel data set encompassing 80 IBs and 204 CBs from 17 emerging market countries spanning 2000 to 2019, we show that the lack of competition increases systemic risk exposure, which may stem from the interconnection channels and the individual bank risk contributions. Interestingly, this effect is not significantly different between IBs and CBs. Our results also reveal a non-linear relationship between competition and systemic risk. Specifically, greater competition leads to increased systemic stability, but beyond a certain threshold, higher competition exacerbates banks' systemic risk. Additionally, we find that larger banks are more vulnerable to systemic risk, and the lack of competition worsens this vulnerability. We also show that banks with greater market power after the GFC are more exposed to systemic risk.Elsevier Inc.2024-05-16T09:15:12Z2024-06-30Articleinfo:eu-repo/semantics/publishedVersioninfo:eu-repo/semantics/articleapplication/pdfhttp://dx.doi.org/10.1016/j.iref.2024.03.078Ernaningsih, I., Smaoui, H., & Salah, I. B. (2024). Competition, regulation, and systemic risk in dual banking systems. International Review of Economics & Finance, 93, 1087-1103.1059-0560https://www.sciencedirect.com/science/article/pii/S1059056024002430http://hdl.handle.net/10576/550611087-1103931873-8036enhttp://creativecommons.org/licenses/by/4.0/info:eu-repo/semantics/openAccessoai:qspace.qu.edu.qa:10576/550612024-07-23T10:58:45Z |
| spellingShingle | Competition, regulation, and systemic risk in dual banking systems Ernaningsih, Indria Bank competition Systemic risk Islamic banking Bank regulation |
| status_str | publishedVersion |
| title | Competition, regulation, and systemic risk in dual banking systems |
| title_full | Competition, regulation, and systemic risk in dual banking systems |
| title_fullStr | Competition, regulation, and systemic risk in dual banking systems |
| title_full_unstemmed | Competition, regulation, and systemic risk in dual banking systems |
| title_short | Competition, regulation, and systemic risk in dual banking systems |
| title_sort | Competition, regulation, and systemic risk in dual banking systems |
| topic | Bank competition Systemic risk Islamic banking Bank regulation |
| url | http://dx.doi.org/10.1016/j.iref.2024.03.078 https://www.sciencedirect.com/science/article/pii/S1059056024002430 http://hdl.handle.net/10576/55061 |