Investigating the User Perception of Digital Currency’s Economic and Legal aspects and its Impact on their Intention to Use
Based on the unprecedented changes in the financial industry led by innovative digital payment solutions, there have been numerous fraudulent cases surrounding cryptocurrencies and assets where investors have lost millions. In the face of such a crisis, the central bank of developing and developed e...
محفوظ في:
| المؤلف الرئيسي: | |
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| منشور في: |
2022
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| الوصول للمادة أونلاين: | https://depot.sorbonne.ae/handle/20.500.12458/1548 |
| الوسوم: |
إضافة وسم
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| الملخص: | Based on the unprecedented changes in the financial industry led by innovative digital payment solutions, there have been numerous fraudulent cases surrounding cryptocurrencies and assets where investors have lost millions. In the face of such a crisis, the central bank of developing and developed economies has stepped up to launch digital currency protected through their regulatory framework for safe payment options. The extensive research around central bank digital currencies (CBDCs) has covered most economies from the western and Asian regions. However, the lack of research in the Middle East laid the ground for the current research to investigate the user perception and intention to use CBDC based on its economic and legal aspects. The study focuses on UAE and concludes that factors like safety and security (legal characteristics), inflation and transaction cost (economic aspects) are significant in creating a positive user perception. Hence the central bank of UAE should take into consideration such factors while devising the policy framework for digital currencies. |
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