Impact of Covid-19 on Profitability of Banks in UAE and France: Trends, Issues and Determinants

The Covid-19 pandemic had a major impact on the profitability of banking industry and has resulted in the decline of many economic activities across the globe. This research paper attempts to examine the impact of the pandemic on the profitability of the banks within the UAE and France. The lack of...

وصف كامل

محفوظ في:
التفاصيل البيبلوغرافية
المؤلف الرئيسي: Alameri, Suhail (author)
منشور في: 2022
الوصول للمادة أونلاين:https://depot.sorbonne.ae/handle/20.500.12458/1546
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الوصف
الملخص:The Covid-19 pandemic had a major impact on the profitability of banking industry and has resulted in the decline of many economic activities across the globe. This research paper attempts to examine the impact of the pandemic on the profitability of the banks within the UAE and France. The lack of research in this area spurs curiosity and begs for further investigation to understand the extent of the possible impact on banks’ profitability. A comparative assessment of profitability model has been examined to explain the cross-section of banks profitability in relation to the bank specific variables. Panel data models such as fixed effect model and Random effect model have been used to observe the bank specific effect. `The results shows that bank specific factors including total assets, loan loss provision, non-interest income, capital ratio, efficiency ratio have an impact on profitability indicators of banks in UAE and France. Impact of pandemic on bank profitability is higher in France compared to UAE suggesting that Banks in UAE are more resilient in managing external economic shocks.