Blockchain-enabled banking services and customers’ perceived financial well-being: a structural nexus
Grounded in Transformative Service Research (TSR), this study aims to examine the mechanism by which blockchain-enabled banking determines customers perceived financial well-being (FW). We conclude that blockchain features augment information transparency, which in turn determines customers perceive...
محفوظ في:
| المؤلف الرئيسي: | |
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| مؤلفون آخرون: | , |
| التنسيق: | conferenceObject |
| منشور في: |
2023
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| الموضوعات: | |
| الوصول للمادة أونلاين: | http://hdl.handle.net/10725/14776 https://doi.org/10.1007/978-3-031-32894-7_5 http://libraries.lau.edu.lb/research/laur/terms-of-use/articles.php https://link.springer.com/chapter/10.1007/978-3-031-32894-7_5 |
| الوسوم: |
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| الملخص: | Grounded in Transformative Service Research (TSR), this study aims to examine the mechanism by which blockchain-enabled banking determines customers perceived financial well-being (FW). We conclude that blockchain features augment information transparency, which in turn determines customers perceived financial well-being. Data was collected through a survey filled by 283 individuals having bank accounts. The contextual setting of the study was provided by commercial banks operating in Pakistan. The primary data was analyzed through PLS-SEM to explore the direct and indirect relationships among blockchain features (efficiency, security, and regulatory compliance), perceived information transparency, and perceived financial well-being. The evidence points to the fact that: (1) Blockchain features are significant in determining customers’ financial well-being; (2) Information transparency mediates the relationship between these features and customers perceived financial well-being; hence, that (3) Bank managers who embrace the challenging task of improving the perceived financial well-being of their customers, should adopt blockchain technology to enhance information transparency, and accordingly to augment the customers’ financial well-being. |
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